Making credit management clearer and easier

The Credit One Bank Mobile App made it difficult for users to understand balances, payments, and credit impact. As lead designer, I redesigned the core experience — simplifying the information architecture, surfacing key financial signals, and streamlining payment flows to help millions of cardholders manage spending and improve their credit health.

The problems we needed to solve:

  • Setup and sign-in complexity across different account states

  • Clarity around payment timing, amounts, and multiple balances

  • Making credit score impact actionable, not just visible

We made it easier to manage your spending and stay on top of your credit health.

Getting in without friction — We streamlined sign-in and onboarding so users could see their balance without unnecessary steps.

Understanding your standing at a glance — We rebuilt the dashboard so users could quickly grasp their account and drill into what mattered.

Making a payment with confidence — We simplified the flow with clearer choices between standard, express, and automatic payments.

Getting more from your card — We surfaced credit score insights, rewards, and savings so users could build healthier credit over time.